I decided to make Christmas cards after all. I spent the bulk of yesterday evening working on the outside photo portion, and then spent the bulk of tonight working on the inside. I think it turned out pretty well. T thinks that the inside verse is cheesy, but well he didn't make them so I'm discounting his opinion *pbbt*.
So I give you the oustide of the card (click to get a larger image):
and the inside of the card: